Get $350 to $6,500 When You Buy or Sell with Your Home Rewards from Citizens Bank™

The Citizens Bank Program About

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Get $350 to $6,500 When You Buy or Sell with Your Home Rewards from Citizens Bank™*

Ready to Connect With a Real Estate Agent? Enroll Now

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Buyers and Sellers Get Cash Back

Receive cash back with Your Home Rewards from Citizens Bank™ after buying and/or selling a home.* Adjust the slider below to see your potential reward.

Double Your Reward
$1,000when Buying or Selling
$2,000when Buying & Selling
$0 - $99K
Home Price
$250K - $349K
Home Price
Home Price
$250K - $349KHOME PRICE

A Full-Service Home-Buying Program(4 steps)

Sign up with Your Home Rewards from Citizens Bank™ to get matched with a top real estate agent in your area, a dedicated mortgage loan officer and receive a cash reward after buying and/or selling a home.*
  • Connect

    You'll be matched with a top performing real estate agent and mortgage loan officer
  • Discover

    Use our home search and market research tools to find your next home
  • Purchase

    Work with your dedicated mortgage loan officer to get your best mortgage
  • Reward

    Earn up to $6,500 back* after you buy or sell your home

Our certified real estate agents are local experts who work hard to get you the best deal.

We work with premier brokerages across the United States. We only invite a handful of top real estate agents to participate in Your Home Rewards from Citizens Bank™. Our real estate agents consistently rank in the top tier of experience and sales performance, and undergo additional training to provide great service to Citizens Bank customers.
  • Certified real estate agents with at least 5 years of experience
  • Maintain 90% or higher satisfaction rating
  • Full-service experience from start to finish

Ready to finance your dream home?

At Citizens Bank, our team of experts is committed to helping our customers get the loan solution that’s right for them. We always strive to be clear and upfront about our policies, as well as the terms and conditions associated with our products. Being clear and personal—that’s how we help you bank better.
Learn More

Your new home is right around the corner.

Properties are updated every 15 minutes, so you’ll never miss a listing.

Looking for more information?

I’d like to speak with someone at Citizens Bank about mortgages. What number should I use?
Our loan officers can answer all of your questions and walk you through different mortgage options. Call 888-333-1148.
How long does it take to get matched with a real estate agent?
You will typically hear from your real estate agent within 24 business hours after enrollment.
Should I enroll in the Your Home Rewards from Citizens Bank™ program if I'm not quite ready to buy?
Yes! It’s ideal to begin working with a real estate agent as early as possible. Enrolling in the program will assign you to a local market expert who will work with you at your own pace and help streamline your home search. You can also kick-start the mortgage pre-qualify process so you have a thorough understanding of your budget and are prepared to make an offer quickly when you are ready.
What if I want to switch real estate agents?
Should you wish to work with another real estate agent, we will match you with a different real estate agent within our network of high-performing real estate agents. Simply contact support and let us know that you would like a different real estate agent.
Why do I need to get pre-qualified for a home loan?
In order to make a serious offer on a home, you need a letter that indicates you are able to obtain a loan for the amount you have proposed. Usually when homes are selling fast in the market, you will need to be pre-qualified in order to make an offer quickly—or risk losing out on your dream home to someone who is prepared! Upon enrollment in the program, a Citizens Bank Mortgage Loan Officer will reach out to begin the pre-qualify process.
I already have a real estate agent. Can I work with him/her?
Unfortunately, no. One of the benefits of enrolling in our program is that you are matched with a top-performing real estate agent from our network. The real estate agents in our network work closely with our mortgage Mortgage Loan Officers to deliver an efficient home purchase to our customers. Buyers who enroll in the program also receive a cash reward within 45 days of closing.
If I enroll in the Your Home Rewards from Citizens Bank™, am I obligated to participate?
No, you may leave the program at any time by alerting your assigned real estate agent or by contacting support. Please be aware that leaving the program disqualifies you from receiving a cash back reward after closing.
I’m not a Citizens Bank customer. Can I still enroll in the Your Home Rewards from Citizens Bank™ program?
Yes! You do not need to be a Citizens Bank customer to be connected to a real estate agent and receive a cash back reward.
How up-to-date are the home search listings?
The listings feed updates every 15 minutes, to ensure you see the most up-to-date houses available.
Do I need to get a home loan from Citizens Bank to use the Your Home Rewards from Citizens Bank™ cash back program?
You do NOT need to get a home loan from Citizens Bank in order to qualify for the cash back.
Is the Your Home Rewards from Citizens Bank™ program available in my area?
Currently, the Your Home Rewards program is available to any buyer and seller in the United States, although state law prohibits a reward in Iowa, Alaska, Louisiana and Missouri. Home search is currently available in many markets nationwide, and Citizens Bank plans to bring search to other service areas soon.
I bought a home through the Your Home Rewards from Citizens Bank™ program. When should I expect to receive my reward?
You should expect to receive your reward in the mail within 45 days of closing on your new home. The cash rebate reward will be in the form of a check unless otherwise directed by state law. Your check will be issued from HomeStory Real Estate Services (HRES). Please be on the lookout so that you do not accidentally discard your reward.

*Your Home Rewards from Citizens Bank™ is offered in partnership with HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with Citizens Bank, N.A. and Citizens Bank is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from Citizens Bank, N.A. is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender.

Qualifying for the reward requires utilizing a network real estate agent to complete the real estate buy and/or sell transaction. If you are currently working with a real estate agent, this is not a solicitation. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. An agent commission reduction, rebate, and/or credit may be available for sellers in lieu of the reward in Mississippi, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. Rewards in Kansas and Tennessee are required to be delivered by gift card. In Kansas the reward is set to $1,000 regardless of the sale price of the property.

Reward will be issued in the form of a check unless otherwise directed by state law and will be sent to the client enrolled in the program within 45 days of closing. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $6,500 per buy or sell transaction. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Employer-sponsored relocations may preclude participation in the reward program offering.

If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.

Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.

Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All accounts, loans and services are subject to individual approval. Citizens does not offer FHA or VA loans in connection with the Your Home Rewards program. Offers may be withdrawn without notice.

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