The Citizens Bank Program About

Page header

Get $350 to $6,500 When You Buy or Sell with Your Home Rewards from Citizens Bank™*

Ready to Connect With a Real Estate Agent? Enroll Now

I am:
By clicking the button below I agree to theTerms & Conditions.

Buyers and Sellers Get Cash Back

Receive cash back with Your Home Rewards from Citizens Bank™ after buying and/or selling a home.* Adjust the slider below to see your potential reward.

DOUBLE YOUR REWARD
$1,000when Buying or Selling
$2,000when Buying & Selling
Adjust slider left or right to find how much cash back you could earn
$0 - $99K
Home Price
Adjust slider left or right to find how much cash back you could earn
$250K - $349K
Home Price
Adjust slider left or right to find how much cash back you could earn
$1.5M+
Home Price
$250K - $349KHOME PRICE

A Full-Service Home-Buying Program(4 steps)

Sign up with Your Home Rewards from Citizens Bank™ to get matched with a top real estate agent in your area, a dedicated mortgage loan officer and receive a cash reward after buying and/or selling a home.*
  • Connect

    You'll be matched with a top performing real estate agent and mortgage loan officer
  • Discover

    Use our home search and market research tools to find your next home
  • Purchase

    Work with your dedicated mortgage loan officer to get your best mortgage
  • Reward

    Earn up to $6,500 back* after you buy or sell your home

Our certified real estate agents are local experts who work hard to get you the best deal.

We work with premier brokerages across the United States. We only invite a handful of top real estate agents to participate in Your Home Rewards from Citizens Bank™. Our real estate agents consistently rank in the top tier of experience and sales performance, and undergo additional training to provide great service to Citizens Bank customers.
  • Certified real estate agents with at least 5 years of experience
  • Maintain 90% or higher satisfaction rating
  • Full-service experience from start to finish

Ready to finance your dream home?

At Citizens Bank, our team of experts is committed to helping our customers get the loan solution that’s right for them. We always strive to be clear and upfront about our policies, as well as the terms and conditions associated with our products. Being clear and personal—that’s how we help you bank better.
Learn More opens a new window

Your new home is right around the corner.

Properties are updated every 15 minutes, so you'll never miss a new listing

Looking for more information?

*Your Home Rewards from Citizens Bank™ is offered in partnership with HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with Citizens Bank, N.A. and Citizens Bank is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from Citizens Bank, N.A. is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender.

Qualifying for the reward requires utilizing a network real estate agent to complete the real estate buy and/or sell transaction. If you are currently working with a real estate agent, this is not a solicitation. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. An agent commission reduction, rebate, and/or credit may be available for sellers in lieu of the reward in Mississippi, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. Rewards in Kansas and Tennessee are required to be delivered by gift card. In Kansas the reward is set to $1,000 regardless of the sale price of the property. An agent commission reduction may be available for sellers in lieu of the reward in New Jersey and should be discussed with the agent upon enrollment. An agent rebate may be available for buyers in lieu of the reward in New Jersey and should be discussed with the agent upon enrollment.

Reward will be issued in the form of a check unless otherwise directed by state law and will be sent to the client enrolled in the program within 45 days of closing. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $6,500 per buy or sell transaction. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Employer-sponsored relocations may preclude participation in the reward program offering.

If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.

Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.

Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All accounts, loans and services are subject to individual approval. Citizens does not offer FHA or VA loans in connection with the Your Home Rewards program. Offers may be withdrawn without notice.

The trademarks, logos and names of other companies, products and services are the property of their respective owners.